Home Risk Snapshot™

 

How confident are you that your home would be safe if left unoccupied for 30 days?
Discover Hidden Risks in Your Unoccupied Home — Before They Become Expensive Problems

Every year, thousands of homeowners return to discover damage that began with something small:
  • a slow water leak
  • a failing appliance
  • an unnoticed HVAC shutdown
  • a home that simply sat too long without observation.

The Home Risk Snapshot™ is a quick self-assessment designed to reveal vulnerabilities in homes that sit unoccupied.

In about three minutes, you'll receive a Home Risk Score (0–100) and a risk tier based on exposure factors such as:
  • Pressurized water supply risks
  • Observation frequency
  • Entry visibility
  • Mechanical system age
  • Emergency response readiness

Many homeowners are surprised by the risks they uncover.

What Your Score Means:
0–20: Low Risk: Your home has strong safeguards and frequent observation.
21–40: Moderate Risk: Some exposures exist that could allow small problems to grow unnoticed.
41–60: Elevated Risk: Delayed detection could allow damage to spread before anyone notices.
61–80: High Risk: Multiple vulnerabilities exist in an unoccupied home.
81–100: Critical Risk: Immediate improvements recommended to reduce exposure.

Privacy Note: Your responses are used only to calculate your Home Risk Snapshot™ and provide recommendations. Hoosier Home Watch Service never sells or shares your information.

Take the Home Risk Assessment NOW!

Quick snapshot (about 3 minutes): This tool helps estimate exposure for an unoccupied home—especially around pressurized water supply lines, entry points, detection delay, and response readiness. You’ll see a numeric score (0–100) and a risk tier.
According to the Insurance Information Institute, water damage is the most common home insurance claim, often beginning with small failures that go unnoticed in unoccupied homes.

Basic Homeowner Details

Section 1 — Basic Property Info
Section 2 — Water Exposure Awareness
Pressurized water supply lines are a primary exposure driver in unoccupied homes.
Section 3 — Entry & Visibility
Section 4 — Mechanical & Environmental Risk
Section 5 — Preparedness Confidence

Results

Final Exposure Score (0–100)
—
Risk Tier
—
Top drivers (why the score moved)
Calculate to see the strongest risk contributors.
Your Report Summary
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After You Submit You Will Receive:
✔ Your Home Risk Score (0–100)
✔ Your risk tier classification
✔ The top vulnerabilities identified in your home
✔ Practical recommendations to reduce exposure
There is no obligation.